Vector Logo

Financial Modeling for Banks and Lenders

Vector Image
Vector Image

Vector ML Platform

Vector's financial modeling library supports over 300 financial models across 40 asset classes for banks and lending institutions. It simplifies the modeling and reporting processes for assets and liabilities, including cash flow forecasting and profitability modeling. The Vector loan analytics tool accounts for the cost of funds, prepayment behaviors, and potential losses, significantly enhancing financial forecasting. It aids in loan pricing, liquidity management, and capital planning, while also ensuring robust compliance monitoring and interest rate risk simulation.

Financial Modeling Library

Vector integrates Financial Planning & Analysis (FP&A), Asset Liability Management (ALM), Credit Risk, and Debt Capital Markets into a unified platform, offering a comprehensive tool for managing an organization's strategic planning. This integration enhances decision-making by providing consolidated data access, real-time insights, and a complete 360-degree view of the balance sheet.

FP&A

  • Financial Statements Projections
  • Cash Flow Forecasting
  • Liquidity and Capital Planning
  • Pricing & Profitability Analysis
  • Prepayment Analysis
  • Regulatory Reporting
  • Scenario Planning
Read MoreSolutions

ALM

  • Interest Rate Risk
  • Net Interest Income (NII)
  • Economic Value of Equity (EVE)
  • Duration Gap Analysis
  • Stress Testing
  • Loan Valuation
  • Hedging
Read MoreSolutions

Credit Risk

  • Static and Dynamic Loss
  • Vintage Analysis
  • Delinquency Migration
  • EL, PD, LGD, EAD
  • DF Timing Curve
  • CECL & IFRS 9
  • Stress Testing
  • Compliance Monitoring
Read MoreSolutions

Capital Markets

  • Securitization Reporting
  • Portfolio Surveillance
  • Warehouse Monitoring
  • ABS Rating Methodology
  • WH Optimization of Triggers
  • Borrowing Base & Waterfall Reporting
Read MoreSolutions

Financial Institutions

Vector is specifically designed to cater to the diverse needs of financial institutions with an active loan or leasing portfolio. This includes a wide range of organizations from fintech startups and non-bank lenders to traditional banks and credit unions, providing them with comprehensive tools and insights to manage and optimize their financial operations effectively.

Image 0

Fintech

Image 1

Non-bank lenders

Image 2

Banks

Image 3

Credit Unions

Value Proposition

Vector stands out in the market as the first platform to support over 300 financial models across more than 40 asset classes, revolutionizing the industry by cutting financial modeling costs by 90% while simultaneously increasing accuracy by an average of 35%. This unique combination of extensive model support, significant cost savings, and enhanced accuracy makes Vector an unparalleled solution for financial institutions managing loan or leasing portfolios.

300
Financial Models Supported
40
Asset Classes Covered
90%
Time and Cost Saving
+35%
Increased Accuracy

Vector ML Platform

Vector is the complete analytical package for profitability modeling designed to help lending and leasing institutions analyze the financial performance of their loan portfolios. The platform helps lending & leasing institutions make optimized decisions leading to higher return on investment. Vector ML is simple, intelligent, accurate, and affordable. The platform uses automation to replace countless Excel models used by CFOs and analysts, producing a 360-degree view of the institutions’ balance sheet.

Compliance and Security

Vector ML Analytics prioritizes top-notch security and compliance, proven by our SOC 2 compliance. This means we strictly follow industry-best practices for data security, including using Amazon AWS's secure cloud setups to protect your financial information reliably. Trust us for secure and compliant data management.

Our Clients and Partners

Executives and analysts at leading banks and lending institutions trust Vector ML Analytics.

Previous
Next

Client Testimonials

Previous

Forecasting capital adequacy, future cash flows and required return on assets for an SMB Line of Credit portfolio, with dynamic assumptions around utilization rates and unfunded commitments, is a challenging exercise under the most optimal circumstances. Vector ML does not only enhance this process, but also provides a level of simplicity and ease of use around an otherwise complex and time-consuming process. We highly recommend the Vector ML platform for portfolio management activities to any fintech in the alternative lending space.

Siddharth Kakkar, SVP, Finance Nuula

Next